Silver Lining works with state-funded home service programs that help individuals remain independent and safe at home, while avoiding nursing home placement. These programs are available to any person who requests services and meets all current eligibility requirements. The programs fund assistance with household and personal care tasks.

State-Funded Programs are Designed for:

  • Individuals under 60 with severe disabilities who require support with daily activities.
  • Adults aged 60 and older who seek assistance to maintain their independence at home.

Program types:

Community Care Program eligibility:

  • Individuals aged 60 and older seeking assistance to maintain their independence at home with cost-effective alternatives to nursing home placement.
  • Program Eligibility:
    • To be eligible for the state funded program the individual must meet certain eligibility requirements for the CCP, such as:
      • Being 60 years or older.
      • Being a U.S. citizen or eligible non-citizen.
      • Being an Illinois resident.
      • Having non-exempt assets of $17,500 or less.
      • Needing long-term care services to prevent nursing facility placement (determined by the Determination of Need or DON assessment).
      • Being Medicaid eligible.

Department of Human Service/ Rehabilitation Program Eligibility:

  • People under 60 with severe disabilities need assistance with daily activities, seeking to stay in their homes and avoid nursing facilities.
  • Program Eligibility:
    • Be under age 60 at the time of application unless in the AIDS or Brain Injury Medicaid Waiver Program.
    • Have a significant disability lasting 12 months or longer, or for the duration of life.
    • Be at imminent risk of nursing facility placement.
    • Have applied, cooperated and obtained a decision on Medicaid eligibility unless already on Medicaid or spend-down
    • Require services in the home costing the same or less than nursing facility costs.
    • Be a State of Illinois resident with U.S. citizenship or show proof of legal entry into the United States.
    • Have assets under the asset limit which is different for individuals under age 18 and those 18 and older.
    • Score the required points on the Determination of Need (DON).

Family Caregiver Program:

  • If you are a family member caring for your loved one you can qualify to work and get paid as a family caregiver
  • Caregiver Eligibility: As the family caregiver, you'll need to meet requirements like:
    • Being at least 18 years old.
    • Having requisite education or experience (e.g., high school diploma or GED).
    • Being authorized to work in the United States.
    • Passing a background check.

    • Contact us for more information on how to enroll at 888-628-6100, opt 2

Frequently Asked Questions About State Funded Programs

At Silver Lining Home care, we offer a range of non-medical support services for older adults, and people with disabilities including assistance with daily activities, meal preparation, medication reminders, and light housekeeping tasks. We also have programs for family caregivers, where relatives can receive training and financial compensation for caring for their loved ones.

Payer sources for home care typically include a variety of public and private payers. Most common include:

  • Self-Pay: Individuals who do not have insurance coverage or whose coverage is insufficient may pay out-of-pocket for home care services.
  • State-funded programs: Various state-specific programs may provide home care services, especially for seniors or individuals with disabilities, funded through state budgets or Medicaid waivers.
  • Self-Pay: Individuals who do not have insurance coverage or whose coverage is insufficient may pay out-of-pocket for home care services.
  • Veterans Affairs (VA): Offers home care benefits for eligible veterans, including nursing care, personal care, and Homemaker/Home Health Aide services.
  • Long-term Care Insurance: Policies specifically for long-term care may cover home care services, including personal care and homemaker services.
  • Worker's Compensation: May cover home care for individuals injured at work.
  • Some innovative Medicare and Medicaid programs that provide comprehensive medical and social services to frail, community-dwelling older adults or adults with Alzheimer. Dementia, such as PACE or GUIDE.
  • Charitable and Nonprofit Programs: Sometimes provide funding or assistance for home care for eligible clients.

Eligibility for our state-funded services depends on specific health and financial factors, often determined through state-sponsored programs such as Medicaid waivers or community-based care initiatives.

Our non-medical home care services are available to seniors enrolled in Medicare or Medicaid who meet the following conditions:

  • Age 60 or older
  • Reside in Illinois
  • Are U.S. citizens or eligible non-citizens
  • Have non-exempt assets totaling $17,500 or less (excluding primary residence, vehicle, and personal belongings)
  • Need help with everyday activities like bathing, dressing, or preparing meals

As a partner with the Illinois Department on Aging (IDoA), we follow the guidelines of the Illinois Community Care Program, which aims to support seniors in maintaining independence at home.

To learn more about eligibility, contact us or visit our eligibility page.

Yes, we operate a family caregiver program that enables relatives to receive training and compensation for providing care to loved ones.

For more information on becoming a paid caregiver, explore our guide on application processes and training.

Owning a home does not automatically disqualify you from accessing our services. Eligibility primarily depends on your income and asset levels.

No, qualifying for home care services does not mean your home will be taken by the state. Medicaid and similar programs have specific rules regarding property ownership.

Possessing a 401(k) or similar retirement savings does not automatically disqualify you. However, liquid assets such as cash or investments are considered during the qualification process. It's best to speak with our specialists to understand how your finances may influence your eligibility.

Your overall asset position, including savings and investments, influences your qualification status. Reach out to us for personalized guidance based on your financial situation.

Liquid assets include cash, savings accounts, stocks, bonds, and other readily accessible funds. These are used to assess eligibility for home care programs.